Attorneys · Partner Education

Mortgages for Attorneys

Working with a licensed Florida attorney on your real estate transaction is the difference between a properly-documented purchase or sale and a transaction with unresolved title defects, missed FIRPTA compliance, mistitled ownership structure, or estate planning gaps. Your attorney handles closing execution at the title company or law firm (Florida is an attorney closing state in many counties), title search and title insurance coordination through ALTA or Florida-form policies, FR/Bar contract review and negotiation (Florida Bar + Florida Realtors joint forms), Florida deed type selection (warranty deed, quit-claim deed, lady bird / enhanced life estate deed, trust transfer deed), FIRPTA withholding compliance for foreign-seller transactions under IRS Form 8288, Florida homestead exemption + descendant restriction analysis under Florida Constitution Article X Section 4, estate planning coordination through revocable trust ownership structures, asset protection through tenancy by entireties and LLC structures, and lender attorney coordination at closing. For divorce-related transactions, the family law attorney coordinates equitable distribution of marital property under Florida Statutes Chapter 61. If you’re an attorney reading this looking for a mortgage on your own home, scroll to the bottom for the attorney-as-borrower CTA covering BigLaw, regional, and solo practice paths.

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Broker NMLS #1072866 · Florida mortgage broker coordinating with Florida attorney partners for closings, title work, FIRPTA compliance, estate planning trust ownership documentation, asset protection structures, and BigLaw / regional / solo attorney-as-borrower mortgage qualifying

110K+ FL attorneys

Approximately 110,000 attorneys actively licensed in Florida through The Florida Bar. Substantial concentration in Miami-Dade, Broward, Palm Beach, and Orlando markets with specialized real estate, estate, and asset protection practices

Attorney closings

Florida is an attorney closing state in many counties. Closings handled by title companies OR attorneys depending on county practice. Real estate transactional attorneys coordinate title search, title insurance, deed preparation, and closing-day execution

15% FIRPTA

FIRPTA (Foreign Investment in Real Property Tax Act) withholding rate for foreign-seller real estate transactions. Generally 15% of gross purchase price; reduced rates available with IRS Form 8288-B certification. Attorney coordination required

Unlimited homestead

Florida attorney closing documents and title work

Working with a licensed Florida attorney on your real estate transaction is the foundation of properly-documented Florida homeownership. Your attorney handles closing execution at the title company or law firm (Florida is an attorney closing state in many counties), title search and title insurance coordination through ALTA or Florida-form policies, FR/Bar contract review and negotiation (Florida Realtors / Florida Bar joint forms), Florida deed type selection (warranty deed providing full title warranty, quit-claim deed providing no warranty, lady bird / enhanced life estate deed for probate avoidance with retained control, trust transfer deed for trust ownership), FIRPTA withholding compliance for foreign-seller transactions under IRS FIRPTA rules and Form 8288 withholding submission, Florida homestead exemption + descendant restriction analysis under Florida Constitution Article X Section 4, estate planning coordination through revocable trust ownership structures with Florida homestead-compliant designation, asset protection through tenancy by entireties (Florida-protected marital ownership) and LLC structures, equitable distribution coordination for divorce-related real estate transactions under Florida Statutes Chapter 61, and lender attorney coordination at closing for deed and security instrument execution. The attorney + lender coordination matters substantively for complex closings including trust ownership, foreign buyer or seller, divorce-related transactions, estate-related sales (after death), and asset protection structures. Stairway Mortgage partners with Florida attorneys across Broward, Miami-Dade, Palm Beach, the Treasure Coast, and statewide on residential purchase, refinance, and investment transactions with proper trust ownership documentation, estate planning alignment, and FIRPTA-compliant closing structures. Or skip ahead: browse every loan program, run 100+ mortgage calculators, or check today's rates.

01 · Working with a Florida attorney at a glance

Key facts every Florida buyer and seller should know about attorney coordination.

Licensed by Bar

A Florida attorney is licensed by The Florida Bar and admitted to practice through the Florida Supreme Court. Real estate attorneys carry Florida Bar Real Property Section involvement. Estate attorneys carry Florida Bar Real Property, Probate & Trust Law Section involvement.

Attorney closings

Florida is an attorney closing state in many counties (vs title-company-only practice). Closings handled by title companies or attorneys depending on county practice. Real estate transactional attorneys coordinate title search, title insurance, deed preparation, and closing-day execution. Coordination required between attorney + lender.

Florida deed types

Florida deed types: warranty deed (full title warranty, standard purchase), quit-claim deed (no warranty, common in family transfers), lady bird / enhanced life estate deed (probate avoidance with retained control), trust transfer deed (trust ownership), special warranty deed (limited warranty). Attorney selection guides deed type choice.

FIRPTA + foreign seller

FIRPTA withholding under IRC Section 1445 applies to foreign-seller transactions: generally 15% of gross purchase price withheld at closing. Reduced rates available with IRS Form 8288-B withholding certificate. Attorney coordinates compliance + IRS Form 8288 submission within 20 days of closing.

02 · Five attorney types in Florida real estate

How attorneys serve Florida real estate buyers, sellers, and owners.

Florida real estate practice spans multiple attorney specializations: real estate transactional, title, estate planning, family law / divorce, and asset protection. The five types commonly coordinate on complex transactions where multiple legal considerations overlap.

Real estate transactional attorney

"Closings, contract review, title work, deed preparation, lender coordination. Handles the residential purchase or sale transaction execution from FR/Bar contract through closing-day execution at the title company or law firm."

FR/Bar contract review and negotiation
Title search and title insurance coordination
Deed preparation (warranty / quit-claim / lady bird)
Closing-day execution + lender coordination

See transactional mechanics

Title attorney

"Title search, title insurance underwriting, title defect resolution, curative action. Title attorneys commonly affiliated with title companies but also independent. Florida-form title insurance through ALTA or Florida-form policies."

Title search and chain of title verification
Title insurance underwriting
Title defect resolution and curative action
ALTA + Florida-form title policies

See title mechanics

Estate planning attorney

"Trust formation, will drafting, beneficiary designation, Florida homestead-compliant trust ownership, estate tax planning given the 2026 federal exemption sunset, lady bird deed estate planning for probate avoidance."

Revocable trust + property ownership alignment
Florida homestead descendant restriction analysis
Estate tax planning (2026 sunset urgency)
Lady bird deed for probate avoidance

See estate planning mechanics

Family law / divorce attorney

"Equitable distribution of marital real property under Florida Statutes Chapter 61. Coordinates marital vs non-marital property classification, valuation, and division. Often coordinates with mortgage refinance or sale during divorce."

Equitable distribution under FL Statutes 61
Marital vs non-marital property classification
Property valuation for division
Refinance / sale coordination during divorce

See family law mechanics

Asset protection attorney

"Florida-protected asset structures including tenancy by entireties (marital ownership with full creditor protection from individual debts), LLC ownership for investment property, Florida homestead unlimited exemption strategy, FLP (Family Limited Partnership) structures."

Tenancy by entireties (married couple protection)
LLC ownership for investment property
Florida homestead unlimited exemption
FLP and other asset protection structures

See asset protection mechanics

03 · What your attorney does at each transaction phase

How your Florida attorney coordinates with your real estate transaction.

Four substantive phases cover the attorney’s work across a Florida real estate transaction: pre-contract structure planning, contract execution and due diligence, closing preparation, and closing-day execution + post-closing recording.

Phase 1 — Pre-contract: ownership structure planning

Your attorney evaluates the optimal ownership structure for the purchase: individual ownership (simplest, includes Florida homestead eligibility for primary residence), tenancy by entireties (marital couple ownership with full Florida creditor protection from individual spouse debts), LLC ownership (typical for investment property providing asset protection and entity-level liability shield), trust ownership (revocable trust for estate planning + probate avoidance, irrevocable trust for asset protection or Medicaid planning). For HNW estate planning, the attorney coordinates trust structure ahead of closing.

Phase 2 — Contract: FR/Bar review + due diligence coordination

Attorney coordinates Florida Realtors / Florida Bar (FR/Bar) contract review covering financing terms, contingency structure, inspection coordination, FIRPTA disclosure if foreign seller, condo / HOA approval timeline if applicable, escrow deposit handling, and closing date scheduling. Title attorney runs title search through Florida title company or in-house. Title insurance commitment issued documenting title status, requirements, and exceptions. Any title defects identified for curative action before closing.

Phase 3 — Closing preparation: deed + security instrument

Attorney prepares deed for execution (warranty deed standard for purchase, with trust transfer deed if trust ownership). Lender attorney coordinates security instrument (mortgage or deed of trust) preparation. Title insurance final policy preparation. CFPB TRID Closing Disclosure (CD) coordinated between lender + attorney + title company at least 3 business days before closing. For trust ownership, attorney verifies trust documentation meets Florida homestead requirements + lender requirements simultaneously.

Phase 4 — Closing day + post-closing recording

Closing-day execution at the title company or law firm. Document execution: deed signing, mortgage / security instrument signing, settlement statement review. Funding: lender wires loan funds, buyer wires balance, seller proceeds wired or check issued. Recording: deed + security instrument recorded with the county clerk. Post-closing: title insurance final policy issuance, recording confirmation, attorney file documentation. For FIRPTA situations, withholding submission within 20 days of closing.

04 · What attorney-level real estate expertise means

Six things every Florida buyer and seller should know about attorney-level real estate work.

Attorney-level Florida real estate expertise differs substantially from DIY or non-attorney transaction handling. Six clarifications every Florida buyer, seller, and owner should understand.

Florida homestead UNLIMITED creditor protection

Florida homestead exemption under Florida Constitution Article X Section 4 provides UNLIMITED creditor protection on primary residence (with 1/2 acre municipal / 160 acre rural area cap). Among the strongest creditor protections in the U.S. Federal exceptions: tax liens, certain federal debt, mortgages on the property. Florida homestead is foundational to Florida asset protection strategy.

Homestead descendant restrictions on devise

Florida homestead restricts devise (testamentary transfer at death) if the decedent is survived by a spouse OR minor child. Cannot freely devise homestead to anyone other than spouse or descendants under Article X Section 4(c). Attorney + estate planning coordination essential to structure ownership compliant with homestead descendant rules. Trust ownership requires careful Florida homestead-compliant drafting.

Tenancy by entireties marital protection

Tenancy by entireties is a Florida-recognized form of marital ownership providing full creditor protection on the property from claims against ONE spouse individually. Joint debts can still reach the property. Both spouses must be on title for entireties ownership. Attorney + lender coordination on entireties ownership structure aligned with mortgage qualifying.

Lady bird deed for probate avoidance

Lady bird deed (enhanced life estate deed) is a Florida-recognized deed structure allowing the grantor to retain full ownership + control during life (including ability to sell, mortgage, or revoke) while automatically transferring ownership to designated remainder beneficiaries at death without probate. Useful estate planning tool for primary residence + family transfers.

FIRPTA withholding for foreign sellers

FIRPTA under IRC Section 1445 requires 15% withholding on foreign-seller real estate transactions (gross purchase price). Reduced rates with IRS Form 8288-B withholding certificate certification. Attorney + title company coordinate compliance + Form 8288 submission within 20 days of closing. Substantial penalties for non-compliance.

2026 federal estate tax exemption sunset urgency

Federal estate tax exemption $13.99M (2025) sunsets to approximately $7M in 2026 absent Congressional extension. Florida no-state-estate-tax. HNW estate planning attorneys coordinating substantial trust funding + gifting strategies during 2025 transition. Trust ownership of real property must remain Florida homestead-compliant. Estate planning attorney + real estate attorney coordination essential.

05 · Florida attorney credentials and Bar section memberships

Florida attorney credentials and specialty designations explained.

Florida attorney credentials document specialty practice depth across real estate, estate planning, family law, tax, and elder law. Florida attorneys commonly hold multiple Bar section memberships and continuing education credentials reflecting their primary practice focus.

FL Bar Board Certified Real Estate Lawyer

The Florida Bar Board Certification in Real Estate Law
5+ years practice + exam + peer review
Highest formal real estate specialty credential

Best for: Real estate transactional

FL Bar RPPTL Section

Real Property, Probate & Trust Law Section membership
Florida’s primary real estate + estate practice section
Section CLE + practice resources

Best for: Real estate + estate practice

FL Bar Family Law Section

Family Law Section membership for divorce attorneys
Florida Statutes Chapter 61 practice
Marital property + equitable distribution expertise

Best for: Divorce real property division

FL Bar Tax Section

Tax Section membership for tax-focused attorneys
Estate tax planning + FIRPTA compliance
Section 1031 exchange coordination

Best for: Estate + tax + FIRPTA

ABA RPTE Section

American Bar Association Real Property, Trust & Estate Section
National-level real estate + trust + estate community
Practice resources + CLE

Best for: National practice depth

CELA — Certified Elder Law Attorney

National Elder Law Foundation certification
Elder law + Medicaid planning + special needs
Long-term care + estate planning intersection

Best for: Elder + Medicaid planning

LLM in Taxation

Master of Laws in Taxation (post-JD specialty degree)
Deep tax law expertise (estate, income, international)
NYU, Georgetown, U Florida programs nationally recognized

Best for: Tax + estate complexity

06 · Six forces shaping the Florida attorney real estate industry

How the Florida real estate attorney industry operates in 2026.

Florida real estate attorney practice operates at the intersection of Bar regulation, county-level closing practice variation, Florida homestead constitutional protection evolution, estate planning 2026 sunset urgency, asset protection sophistication growth, and FIRPTA enforcement with substantial Florida foreign buyer volume.

Force 1 — Florida Bar regulation + ethical standards

The Florida Bar regulates attorney practice through ethical rules, CLE requirements, board certification programs, and disciplinary procedures. Bar membership is mandatory for practice. Real estate transactional attorneys carry RPPTL Section involvement. Board Certified Real Estate Lawyers represent the highest formal specialty credential.

Force 2 — Attorney closing state county practice variation

Florida is an attorney closing state in many counties (vs title-company-only practice). Practice varies by county: some counties strongly attorney-driven (Palm Beach, Broward), others title-company-driven. South Florida concentration of foreign buyers + HNW transactions drives heavier attorney involvement. Closings handled by attorneys typically include deeper title curative work, more complex structures (trusts, LLCs), and direct attorney-lender coordination.

Force 3 — Florida homestead constitutional protection evolution

Florida homestead exemption under Florida Constitution Article X Section 4 remains among the strongest creditor protections in the U.S. Continuing case law refinement on homestead-compliant trust ownership, descendant restriction application, and the boundaries of homestead protection. Florida attorneys with deep homestead expertise critical for HNW + estate planning + asset protection coordination.

Force 4 — Estate planning 2026 sunset urgency

Federal estate tax exemption $13.99M (2025) sunsets to approximately $7M per person in 2026 absent Congressional extension. Estate planning attorneys coordinating substantial trust funding + gifting strategies during 2025 transition. HNW Florida estate planning relevance intensifying. Florida no-state-estate-tax advantage remains. Estate planning + real estate attorney coordination essential for trust ownership of Florida real property.

Force 5 — Asset protection sophistication growth

Florida is among the top U.S. asset protection jurisdictions: unlimited homestead exemption, tenancy by entireties, LLC anonymity options, and FLP structures. Sophisticated asset protection attorneys coordinate multi-layer structures spanning Florida-domestic + offshore protection trusts. Practice growth supported by Florida wealth migration + HNW concentration. Asset protection coordination matters for investment property + business owner clients.

Force 6 — FIRPTA enforcement + foreign buyer volume

Florida is a top destination for foreign real estate buyers (Latin America, Europe, Canada). FIRPTA withholding under IRC Section 1445 enforcement remains active. Withholding rate 15% of gross purchase price standard; reduced rates with Form 8288-B certification. Attorney + title company coordination on FIRPTA compliance + Form 8288 submission within 20 days of closing required. Substantial penalties for non-compliance.

07 · Attorney + real estate transaction timeline

The attorney + real estate transaction timeline.

A timeline view of how attorney work integrates with a Florida real estate transaction lifecycle across pre-contract structure planning, contract due diligence, closing preparation, and closing-day execution.

Pre-contract

Ownership structure planning

Attorney work: Optimal ownership structure evaluation (individual, tenancy by entireties, LLC, revocable trust, irrevocable trust). Estate planning coordination if applicable. Asset protection structure evaluation. For HNW + trust ownership, trust documentation coordinated ahead of contract. Coordination with lender: Pre-approval structured to align with intended ownership entity.

Contract + due diligence

FR/Bar review + title work

Attorney work: FR/Bar contract review covering financing terms, contingencies, inspection coordination, FIRPTA disclosure if foreign seller, condo / HOA approval timeline if applicable. Title search and title insurance commitment. Title defect identification + curative action coordination. Coordination with lender: Lender attorney coordinates conditions + approval timeline.

Closing prep

Deed + security instrument preparation

Attorney work: Deed preparation (warranty deed standard purchase, trust transfer deed for trust ownership, lady bird deed for retained-control estate planning). Title insurance final policy preparation. CFPB TRID Closing Disclosure coordination at least 3 business days pre-closing. Trust ownership verification for Florida homestead compliance if applicable.

Closing day + recording

Execution + funding + recording

Attorney work: Closing-day execution at title company or law firm. Deed signing, mortgage / security instrument signing, settlement statement review. Funding wire coordination. Recording of deed + security instrument with county clerk. Post-closing title insurance final policy issuance + file documentation. FIRPTA withholding submission within 20 days of closing if applicable.

08 · What buyers and sellers say

What Florida buyers say about their attorney + Stairway coordination.

Names abbreviated for client privacy. Transaction details anonymized. Attorney names withheld out of professional courtesy.

"HNW purchase of a $2.4M Boca Raton primary residence with revocable trust ownership coordinated by my Florida Bar Board Certified Real Estate Lawyer. My attorney coordinated trust documentation Florida-homestead-compliant per Article X Section 4, FR/Bar contract review, title search through Stewart Title with one curative item resolved, and closing-day execution at the firm. Jim’s team handled the financing with trust documentation accepted by the underwriter on first review. $2.4M Conventional Jumbo with trust ownership close in 39 days. Attorney + Stairway coordination on the trust documentation was seamless."

Edward C.

HNW buyer + trust ownership · Boca Raton

"Investment property purchase of a $1.15M Fort Lauderdale 4-unit residential building with Florida LLC ownership for asset protection coordinated by my RPPTL Section attorney at a Broward County firm. My attorney structured the Florida LLC (member-managed with operating agreement reflecting individual ownership), coordinated title work through ALTA-form policy, and handled closing-day execution with the LLC properly designated on deed + mortgage. Jim’s team handled the DSCR Non-QM financing with LLC ownership accepted by the lender, debt-service coverage ratio at 1.32 supporting qualification on rental income alone. $1.15M DSCR Non-QM close in 38 days. Attorney coordination on the LLC structure aligned with lender requirements without restructuring."

Robert M.

Investment property + LLC asset protection · Fort Lauderdale

"Divorce-related refinance buying out my spouse’s interest in our $1.45M Coral Springs marital residence coordinated by my Florida Bar Family Law Section attorney. My attorney handled the equitable distribution analysis under Florida Statutes Chapter 61, marital settlement agreement (MSA) drafting with property division terms, and coordination of the buyout refinance timeline to align with the divorce judgment. Jim’s team handled the refinance using W-2 income only (post-divorce single-income qualifying), Cash-Out Refinance providing the buyout proceeds to my ex-spouse at closing, and proper deed transfer execution post-closing. $1.45M Cash-Out Refinance close in 41 days. Attorney + Stairway timeline alignment with the divorce proceeding worked exactly as planned."

Jennifer T.

Divorce buyout refinance · Coral Springs

09 · Attorney partner FAQs

Questions Florida buyers, sellers, and attorneys ask, answered.

More attorney partnership and borrower-side resources at Stairway

Do I need an attorney for a Florida real estate closing?

Depends on county practice + transaction complexity. Florida is an attorney closing state in many counties; closings handled by attorneys OR title companies. Attorney involvement is essential for trust ownership, foreign seller (FIRPTA), divorce-related transactions, estate-related sales, complex title issues, and LLC ownership structures. Standard purchase with simple individual ownership may proceed via title company alone.

What’s the difference between a warranty deed and a quit-claim deed?

Warranty deed provides FULL title warranty (grantor warrants clean title back through the chain). Standard for arms-length purchases. Quit-claim deed provides NO warranty (grantor conveys whatever interest they have, if any). Common in family transfers, divorce property division, name corrections. Attorney guides selection based on transaction context.

What is a lady bird deed and when does it make sense?

Lady bird deed (enhanced life estate deed) is a Florida-recognized structure allowing the grantor to retain full control during life (including ability to sell, mortgage, or revoke) while automatically transferring ownership to remainder beneficiaries at death without probate. Useful for primary residence + family estate planning. Florida-specific; not recognized in all states.

How does Florida homestead descendant restriction work?

Under Florida Constitution Article X Section 4(c), homestead cannot be freely devised at death if the decedent is survived by a spouse OR minor child. Devise must comply with constitutional restrictions favoring surviving spouse + descendants. Attorney + estate planning coordination essential for trust ownership structures Florida-homestead-compliant.

What is FIRPTA and when does it apply?

FIRPTA (Foreign Investment in Real Property Tax Act) under IRC Section 1445 requires withholding on foreign-seller real estate transactions: generally 15% of gross purchase price withheld at closing. Reduced rates available with IRS Form 8288-B withholding certificate. Attorney + title company coordinate compliance and Form 8288 submission within 20 days of closing.

How does tenancy by entireties protect my property?

Tenancy by entireties is Florida-recognized marital ownership providing full creditor protection on the property from claims against ONE spouse individually. Joint debts can still reach the property. Both spouses must be on title for entireties ownership; presumed for married couples taking title together. Foundational Florida marital asset protection structure.

Can I hold my Florida home in an LLC?

Yes for investment property; complicated for primary residence (LLC ownership may lose Florida homestead exemption). Investment property + LLC ownership common for asset protection + liability shield. Primary residence + LLC ownership generally avoided due to homestead loss. Attorney + lender coordination essential; LLC ownership requires DSCR Non-QM or portfolio-lender financing typically.

How does my trust ownership work with a Florida mortgage?

Revocable living trust ownership is common for Florida primary residence (preserves homestead exemption if properly structured per Article X Section 4). Lender requires trust documentation review for Florida-homestead-compliant terms. Trust transfer deed records ownership. Mortgage executed by trustee in trust capacity. Attorney + lender coordinate documentation; Stairway handles trust-owned property financing regularly.

I’m a BigLaw partner. Can Stairway help with my own home mortgage?

Yes — for BigLaw partners with W-2 + partnership K-1 + capital distributions + draw + bonus + RSU at major firms (Latham, Skadden, K&E, Greenberg Traurig, etc.), see our dedicated attorney mortgage guide covering multi-source partnership income synthesis with Form 1084 cash-flow addbacks and Fannie Mae B3-3.4-02 documentation.

I’m a solo or regional practitioner. Can Stairway help with my mortgage?

Yes — for solo + regional practitioners with sole proprietorship Schedule C or single-member LLC pass-through income, see our attorney mortgage guide covering Schedule C income analysis, business income continuity narrative, Bank Statement Non-QM as alternative for higher add-back complexity, and bar-licensed continuity documentation for the lender.

10 · Companion guides & calculators

More on attorney partnerships, trust ownership, and FIRPTA closings.

For attorneys (partner-as-borrower)

Trust + LLC + complex closings

Calculators & tools

11 · Sources & further reading

Sources & further reading.

Florida Bar, ABA & specialty designations

Florida Statutes & Constitution

IRS FIRPTA & tax

ALTA & title

CFPB & mortgage references

12 · What attorney + Stairway partnership looks like

Real-world attorney partnership coordination.

A Florida Bar Board Certified Real Estate Lawyer at a Palm Beach County boutique firm referred an HNW client to Stairway after the prior generalist lender refused to handle trust ownership documentation properly. Client situation: $3.2M Delray Beach primary residence purchase with revocable trust ownership coordinated as part of comprehensive estate plan ahead of the 2026 federal estate tax exemption sunset. Attorney partnership coordination: revocable trust structuring Florida-homestead-compliant per Article X Section 4, trust transfer deed preparation, FR/Bar contract review, title search through Stewart Title with one curative item resolved, lender attorney coordination on trust documentation, and closing-day execution at the firm. Stairway applied Asset-Depletion Non-QM on $7.4M managed liquid portfolio alongside W-2 family office income; attorney-prepared trust certificate addressed lender requirements on first review. $3.2M Conventional Jumbo + Asset-Depletion close in 42 days. Attorney + Stairway coordination on trust ownership + Florida homestead compliance is the partnership pattern that produces successful HNW residential closes.

House keys at attorney + Stairway closing

42-day attorney + Stairway close · Delray Beach, FL

Talk to a Florida mortgage specialist about your attorney partnership transaction

Whether you’re a Florida buyer working with an attorney on trust ownership, FIRPTA compliance, or estate planning — or an attorney looking for a mortgage yourself — Stairway coordinates the mortgage side with the depth your attorney partner expects.

For Florida buyers with attorney coordination: trust ownership documentation, Florida homestead alignment under Article X Section 4, FIRPTA compliance for foreign-seller transactions, divorce-related refinance buyouts, LLC ownership for investment property, asset protection structure alignment with mortgage qualifying. For attorneys looking for a mortgage on your own home, our dedicated attorney mortgage guide covers BigLaw partner W-2 + K-1 + capital + RSU multi-source synthesis under Fannie Mae B3-3.4-02, regional firm partnership distributions, and solo / Schedule C income with Bank Statement Non-QM alternative paths.

Talk to Our Team Attorney mortgage guide

Jim Blackburn NMLS #1072866 · Stairway Mortgage