5.0 · 624 reviews · Jim Blackburn · NMLS #1072866
Equal Housing Lender
(954) 993-1625
See My Options 60-sec match · no credit pull
44 Programs · 9 Categories · 1 Match

Find the loan
built for your situation.

Most brokers show you three options. We compare forty-four — then narrow to the one that fits. Guided by Jim Blackburn, NMLS #1072866.

44loan programs
$500M+closed
Scotsman Guide
The 30-second finder

Three questions. Your shortlist.

1 · What is your goal?

2 · How is your income?

3 · Anything special?

Pick your answers — matches highlight below ↓

Government-Backed

FHA Loan

Government-backed financing with flexible qualification and low down-payment options for m

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Government-Backed

FHA 203k Loan

Combine purchase and renovation in a single FHA-insured loan, with options for light or fu

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Government-Backed

FHA Construction Loan

One-time-close construction-to-permanent FHA financing with flexible credit guidelines. Ge

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Government-Backed

FHA Streamline Refinance

Lower your rate on an existing FHA loan with reduced documentation—often no appraisal requ

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Government-Backed

VA Loans

VA-backed mortgages for eligible service members, veterans, and surviving spouses—no month

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Government-Backed

VA IRRRL

Interest Rate Reduction Refinance for existing VA loans—often no appraisal and limited doc

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Government-Backed

VA Construction Loans

One-time-close construction-to-permanent financing for eligible borrowers, with no monthly

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Government-Backed

USDA Loan

USDA-backed mortgages for eligible rural and some suburban properties; income and property

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Government-Backed

USDA Construction Loans

Construction-to-permanent USDA financing for eligible rural builds; income and location ru

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Government-Backed

Section 184 Loan

HUD’s Section 184 program for eligible borrowers, including homes on tribal trust land.

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Government-Backed

Down Payment Assistance

Down Payment Assistance: 7 Proven Programs to Help You Buy Your First Home New SEO Descrip

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Conventional

Conventional Loan

Competitive pricing, cancellable PMI, and flexible down-payment options for primary homes,

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Conventional

HomeStyle Renovation Loan

Bundle purchase and renovations in a single conventional loan—an alternative to FHA 203k.

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Jumbo

Jumbo Loan

Financing tailored for high-value properties with flexible options for complex income and

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Jumbo

Jumbo Construction Loan

One-time-close construction-to-permanent financing for higher-priced homes.

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Construction & Renovation

Construction Loan

Finance land, materials, and labor in one loan. One-time-close converts to a permanent mor

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Construction & Renovation

Home Improvement Loan

Fund remodels and upgrades with options like FHA 203k, HomeStyle, HELOCs, and cash-out ref

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Self-Employed & Alt-Income

Bank Statement Loan

Qualify using 12–24 months of bank deposits instead of tax returns. Designed for self-empl

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Self-Employed & Alt-Income

1099 Loan

Qualify using 1099 income instead of tax returns. Built for independent contractors with f

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Self-Employed & Alt-Income

P&L Loan

Qualify using P&L instead of tax returns. Built for independent contractors with flexible

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Self-Employed & Alt-Income

Stated Income Loan

Stated income loans allow qualification without full tax returns. Alternative documentatio

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Self-Employed & Alt-Income

No Doc Loan

Minimal documentation for well-qualified, asset-strong borrowers seeking privacy.

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Self-Employed & Alt-Income

Asset Based Loan

Get an asset-based loan using investment portfolios instead of income. RUse investment por

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Investor

DSCR Loan

Buy rentals using property cash flow only—no personal income verification. Investor-friend

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Investor

Fix and Flip Loan

Short-term financing to acquire and renovate properties for resale, with fast closings and

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Investor

Hard Money Loan

Hard money loans provide quick real estate financing for investors. Close in 7-15 days on

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Investor

Portfolio Loan

Portfolio loans offer flexible underwriting for non-warrantable condos, unique properties,

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Investor

Bridge Loan

Eliminate sale contingencies with short-term bridge financing. Use home equity to strength

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Investor

Interest Only Loan

Learn how interest-only loans work across jumbo, DSCR & HELOC programs. Reduce monthly pay

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Investor

Non QM Loan

Discover non-QM loans including bank statement, DSCR, no-doc & foreign national programs.

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Investor

Commercial Loan

Discover commercial loan options including DSCR, hard money, bridge, construction & portfo

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Specialty & International

Foreign National Loan

Buy U.S. property without an SSN. ITINs and alternative documentation considered.

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Specialty & International

ITIN Loan

Qualify using an Individual Taxpayer Identification Number. Documentation requirements app

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Specialty & International

Condotel Loan

Condotel loans finance hotel-branded condo units with onsite management. Get specialized f

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Specialty & International

Resort Condo Loan

Resort condo loans finance vacation properties in ski resorts, beach destinations, and gol

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Specialty & International

Non-Warrantable Condo Loan

Options for condos that don’t meet Fannie/Freddie rules, including investor and new-constr

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Specialty & International

Manufactured Home Financing Options

Discover manufactured home financing through FHA, VA, USDA & conventional loans. Learn req

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Senior & Equity

Reverse Mortgage

Tap home equity in retirement while keeping title; you must remain current on taxes, insur

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Senior & Equity

HELOC

Access a revolving line secured by your home. Draw funds as needed with flexible repayment

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Senior & Equity

Home Equity Loan

Lump-sum financing with fixed rates and predictable payments for renovations, debt consoli

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Professional

Physician Mortgage Loans

Physician mortgage loans offer zero down payment, no PMI, and flexible student debt treatm

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Professional

Attorney Mortgage

Attorney mortgage programs offer flexible income documentation for partners, practice owne

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Professional

Teacher Mortgage

: Complete teacher mortgage guide covering FHA, VA, USDA loans, down payment assistance, a

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Professional

Lot Loan

Complete lot loan guide covering land purchase loans, raw land financing, construction loa

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Not sure which fits?

That is the whole point of a broker. Tell us your situation — we will match you to the right program and lender, free.

See My Options
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