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Home Purchase 57
Investor · 1031 Exchange · Capital Gains 1031 Exchange, Capital Gains Tax Savings & Purchase Calculator: Estimate Tax Deferred, Growth & Your New Payment Estimate the capital gains tax you can defer with a 1031 exchange, the long-term growth of those funds, and the payment and cash to close on your replacement property. Open → Investor · 1031 Exchange · Capital Gains 1031 Exchange, Capital Gains Tax Savings & Purchase Calculator: Estimate Tax Deferred, Growth & Your New Payment Estimate the capital gains tax you can defer with a 1031 exchange, the long-term growth of those funds, and the payment and cash to close on your replacement property. Open → Investor · 1031 Exchange · Capital Gains 1031 Exchange, Capital Gains Tax Savings & Purchase Calculator: Estimate Tax Deferred, Growth & Your New Payment Estimate the capital gains tax you can defer with a 1031 exchange, the long-term growth of those funds, and the payment and cash to close on your replacement property. Open → Self-Employed · 1099 Income · Purchase 1099 Loan Calculator for Home Purchase: Estimate Your Costs, Monthly Payment & Income Needed to Qualify Calculate qualifying income, maximum loan, monthly payment, and cash to close for a 1099 income loan based on your last two years of 1099 earnings. Open → Self-Employed · Asset-Based · Purchase 1099 Mortgage Calculator: Estimate Your Monthly Payment, Maximum Loan & Cash Needed to Close Use this 1099 mortgage calculator to estimate qualifying income, maximum loan, monthly payment, and cash to close based on your last two years of 1099 earnings. Open → Self-Employed · No-Doc · Purchase 1099 Mortgage Calculator: Estimate Your Monthly Payment, Maximum Loan & Cash Needed to Close Use this 1099 mortgage calculator to estimate qualifying income, maximum loan, monthly payment, and cash to close based on your last two years of 1099 earnings. Open → Military · BAH Affordability BAH Home Affordability Calculator | Stairway Mortgage Estimate your maximum affordable home loan based on your monthly BAH, BAS, income, and debts. Built by Jim Blackburn, NMLS #1072866. Open → Self-Employed · Bank Statement · Purchase Bank Statement Loan Calculator for Home Purchase: Estimate Your Costs, Monthly Payment & Income Needed to Qualify Calculate qualifying income, maximum loan, monthly payment, and cash to close for a bank statement loan based on your last two years of income. Open → Spec Home · Build to Sell Build To Sell Spec Home Calculator: Purchase, Teardown, Build, Sell, Profit | Stairway Mortgage Estimate cash to close, holding costs, and profit potential on a build-to-sell spec home you acquire, tear down, and build with one loan. Built by Jim Blackburn, NMLS #1072866. Open → Investor · Condotel · Purchase Condotel Loan Calculator: Estimate Tax Deferred, Growth & Your New Payment Estimate the capital gains tax you can defer with a 1031 exchange, the long-term growth of those funds, and the payment and cash to close on your replacement property. Open → Conventional · Cash-Out Refinance Conventional Loan Calculator for Cash Out Refinance: Estimate Your Costs, Monthly Payment & Cash Back at Close Calculate cash back, new loan amount, monthly payment, and income needed for a conventional cash-out refinance based on your home value and property type. Open → Conventional · New Construction Conventional Loan Calculator for Construction: Estimate Your Costs, Monthly Payment & Cash Needed to Close Calculate total project cost, interest reserves, loan amount, monthly payment, and cash to close for a conventional new construction-to-permanent loan. Open → Conventional · Home Purchase Conventional Loan Calculator for Home Purchase: Estimate Your Costs, Monthly Payment & Cash Needed to Close Calculate your monthly payment, PMI, cash to close, and income needed for a conventional purchase loan. Estimate PITI and the down payment for your property type. Open → Conventional · Rate & Term Refinance Conventional Loan Calculator for Refinance: Estimate Your Costs, Monthly Savings & Total Interest Saved Over Time Calculate your new payment, monthly and annual savings, and income needed for a conventional rate-and-term refinance. See how much a lower rate could save you. Open → Investor · DSCR · Purchase DSCR Loan Calculator for Investment Purchase: Estimate Your Loan, Payment, Cash Flow & 15/30-Year ROI Calculate your DSCR loan amount, monthly payment, net cash flow, and projected 15- and 30-year equity, cash flow, tax savings, and ROI on an investment property. Open → Purchase · Monthly Payment Estimate Mortgage Payment | Stairway Mortgage Enter your loan amount, interest rate, term, taxes, and insurance to instantly estimate your total monthly mortgage payment. Built by Jim Blackburn, NMLS #1072866. Open → FHA · 2–4 Unit · Owner-Occupied FHA 2–4 Unit Home Purchase Cash Flow & Appreciation Calculator | Stairway Mortgage Estimate your monthly payment, cash to close, rental cash flow, and long-term appreciation on a 2–4 unit owner-occupied FHA purchase. Built by Jim Blackburn, NMLS #1072866. Open → FHA · 203k Renovation Refinance FHA 203k Refinance Calculator: Estimate Your Max Loan, Renovation Budget, Payment & Cash to Close Calculate an FHA 203k renovation refinance: total project costs, maximum FHA loan, UFMIP, full monthly payment with MI, cash to close, and income to qualify. Open → FHA · 203k Renovation Purchase FHA 203k Renovation Loan Calculator: Estimate Your Max Loan, Financeable Costs, Payment & Cash to Close Calculate an FHA 203k renovation purchase: total project costs, interest reserves, maximum FHA loan, UFMIP, full monthly payment with MI, cash to close, and income to qualify. Open → Government · FHA · Cash-Out Refinance FHA Loan Calculator for Cash Out Refinance: Estimate Your Cash Back, New Payment & Mortgage Insurance Calculate your FHA cash-out refinance: maximum loan at 80% LTV, cash back, upfront and monthly mortgage insurance, new payment, and income needed to qualify. Open → Government · FHA · Purchase FHA Loan Calculator for Home Purchase: Estimate Your Monthly Payment, Mortgage Insurance & Cash to Close Calculate your FHA base loan, upfront and monthly mortgage insurance, total monthly payment, cash to close, and the income needed to qualify with as little as 3.5% down. Open → FHA · New Construction FHA New Construction Loan Calculator: Estimate Your Max Loan, Build Costs, Payment & Cash to Close Calculate an FHA new-construction loan: total build costs, interest reserves, maximum FHA loan, UFMIP, full monthly payment with MI, cash to close, and income to qualify. Open → FHA · Purchase FHA Purchase Loan Payment Calculator | Stairway Mortgage Estimate your monthly payment and cash needed to close on a new FHA home purchase loan, with and without seller credit and down payment assistance. Built by Jim Blackburn, NMLS #1072866. Open → Government · FHA · Streamline Refinance FHA Streamline Refinance Calculator: Estimate Your New Payment, Monthly Savings & Annual Savings Calculate your FHA streamline refinance: new principal and interest payment, monthly and annual savings, total monthly housing expense, and income needed to qualify. Open → FHA · Streamline Refinance FHA Streamline Refinance Rate Reduction Savings Calculator | Stairway Mortgage Estimate your new payment and monthly and annual savings from an FHA Streamline refinance into a lower rate. Built by Jim Blackburn, NMLS #1072866. Open → Foreign National · 1099 Income · Purchase Foreign National Loan Calculator: Estimate Your Costs, Monthly Payment & Income Needed to Qualify Calculate qualifying income, maximum loan, monthly payment, and cash to close based on your last two years of 1099 earnings. Open → Investor · Hard Money · Purchase Hard Money Loan Calculator: Estimate Tax Deferred, Growth & Your New Payment Estimate the capital gains tax you can defer with a 1031 exchange, the long-term growth of those funds, and the payment and cash to close on your replacement property. Open → Tools · Affordability Home Affordability Calculator: Estimate Your Maximum Loan Amount & Income Needed Based on Your Comfort Payment Find out how much home you can afford: enter your comfortable monthly housing payment, taxes, insurance, HOA, and rate to estimate your maximum loan amount and the income needed to qualify. Open → Conventional · HomeStyle Renovation Refinance Home Improvement Loan Calculator: Estimate Your Renovation Loan, Financeable Costs & Payment Calculate total project cost, loan amount, monthly payment, and cash to close for a conventional HomeStyle renovation refinance based on your after-repair value. Open → Conventional · HomeStyle Renovation Purchase HomeStyle Renovation Loan Calculator for Purchase: Estimate Your Costs, Monthly Payment & Cash Needed to Close Calculate total project cost, loan amount, monthly payment, and cash to close for a conventional HomeStyle renovation purchase loan based on your after-repair value. Open → Conventional · HomeStyle Renovation Refinance HomeStyle Renovation Loan Calculator for Refinance: Estimate Your Costs, Monthly Payment & Cash Needed to Close Calculate total project cost, loan amount, monthly payment, and cash to close for a conventional HomeStyle renovation refinance based on your after-repair value. Open → ITIN · 1099 Income · Purchase ITIN Loan Calculator: Estimate Your Costs, Monthly Payment & Income Needed to Qualify Calculate qualifying income, maximum loan, monthly payment, and cash to close for a 1099 income loan based on your last two years of 1099 earnings. Open → Jumbo · Cash-Out Refinance Jumbo Cash-Out Refinance Calculator: Estimate Your Max Loan, Cash Back, Payment & Income to Qualify Calculate a jumbo cash-out refinance: maximum loan at 80% (primary) or 75% LTV, cash back, new payment, interest-only option, and the income needed to qualify at a 43% DTI. Open → Jumbo · Construction-to-Perm Jumbo Construction-to-Perm Calculator: Payoff, Tear-Down & Build — Max Loan, Payment & Cash to Close Model a jumbo ground-up construction-to-perm loan: payoff, tear-down and build costs, interest reserves, maximum jumbo loan by LTV, full monthly payment, cash to close, and income to qualify. Open → Jumbo · Construction-to-Perm Jumbo Construction-to-Perm Calculator: Payoff, Tear-Down & Build — Max Loan, Payment & Cash to Close Model a jumbo ground-up construction-to-perm loan: payoff, tear-down and build costs, interest reserves, maximum jumbo loan by LTV, full monthly payment, cash to close, and income to qualify. Open → Jumbo · Construction-to-Perm Jumbo Construction-to-Perm Calculator: Payoff, Tear-Down & Build — Max Loan, Payment & Cash to Close Model a jumbo ground-up construction-to-perm loan: payoff, tear-down and build costs, interest reserves, maximum jumbo loan by LTV, full monthly payment, cash to close, and income to qualify. Open → Jumbo · Rate Reduction Refinance Jumbo Refinance Calculator: Estimate Your New Payment, Monthly & Annual Savings, and Income to Qualify Calculate a jumbo rate-reduction refinance: new payment, monthly and annual savings, interest-only option, and the income needed to qualify at a 43% DTI. Open → Jumbo · Renovation Purchase Jumbo Renovation Purchase Loan Calculator: Estimate Your Max Loan, Build Costs, Payment & Cash to Close Calculate a jumbo renovation purchase: total project costs, interest reserves, maximum jumbo loan by LTV, full monthly payment, cash to close, and income to qualify. Open → Jumbo · Renovation Refinance Jumbo Renovation Refinance Loan Payment Calculator | Stairway Mortgage Estimate your monthly payment and the cash needed to close on a jumbo refinance renovation loan: total project costs, interest reserves, max loan by LTV, payment, and income to qualify. Open → Non-Warrantable Condo · 1099 Income · Purchase Non-Warrantable Condo Loan Calculator: Estimate Your Costs, Monthly Payment & Income Needed to Qualify Calculate qualifying income, maximum loan, monthly payment, and cash to close for a 1099 income loan based on your last two years of 1099 earnings. Open → Investor · Resort Condo · Purchase Resort Condo Loan Calculator: Estimate Tax Deferred, Growth & Your New Payment Estimate the capital gains tax you can defer with a 1031 exchange, the long-term growth of those funds, and the payment and cash to close on your replacement property. Open → Reverse Mortgage · Home Purchase Reverse Mortgage Home Purchase Loan Calculator | Stairway Mortgage Estimate your reverse mortgage home purchase: principal limit by age, final loan amount, cash to close, and monthly housing expense — with no payment for life. Built by Jim Blackburn, NMLS #1072866. Open → Section 184 · 1099 Income · Purchase Section 184 Loan Calculator: Estimate Your Costs, Monthly Payment & Income Needed to Qualify Calculate qualifying income, maximum loan, monthly payment, and cash to close for a 1099 income loan based on your last two years of 1099 earnings. Open → USDA · Cash-Out Refinance USDA Cash-Out Refinance Calculator: Estimate Your Max Loan, Cash Back, Payment & Income to Qualify Calculate a USDA cash-out refinance: maximum loan, USDA guarantee fee, cash back, full monthly payment with the annual fee, and the income needed to qualify at a 41% DTI. Open → Government · USDA · Purchase USDA Loan Calculator for Home Purchase: Estimate Your Payment, Guarantee Fee & Cash to Close with $0 Down Calculate your USDA loan: base loan, upfront and monthly guarantee fee, total monthly payment, cash to close, and income needed to qualify — with $0 down in eligible rural areas. Open → USDA · New Construction USDA New Construction Loan Calculator: Estimate Your Max Loan, Build Costs, Payment & Cash to Close Calculate an FHA new-construction loan: total build costs, interest reserves, maximum FHA loan, UFMIP, full monthly payment with MI, cash to close, and income to qualify. Open → Government · USDA · Rate Reduction Refinance USDA Refinance Calculator: Estimate Your New Payment, Monthly Savings & Annual Savings on a Rate Reduction Calculate your USDA rate-reduction refinance: new loan with guarantee fee and costs, new payment, monthly and annual savings, total housing expense, and income needed to qualify. Open → USDA · Rate-Reduction Refinance USDA Refinance Interest Rate Reduction Loan Payment Calculator | Stairway Mortgage Estimate your new USDA rate-reduction refinance payment, monthly and annual savings, total housing expense, and income to qualify. Built by Jim Blackburn, NMLS #1072866. Open → Government · VA · Cash-Out Refinance VA Cash-Out Refinance Calculator: Estimate Your Max Loan, Cash Back, Funding Fee & New Payment Calculate your VA cash-out refinance: maximum loan up to 100% LTV, cash back, VA funding fee (waived for disabled veterans), new payment, and income needed to qualify. Open → Government · VA · High Balance Purchase VA High Balance Loan Calculator: Estimate Your Jumbo VA Payment, Funding Fee & Cash to Close Calculate your VA high-balance (jumbo) purchase: base loan at the county limit, VA funding fee (waived for disabled veterans), payment, cash to close, and income needed to qualify. Open → Government · VA · High Balance Purchase VA High Balance Purchase Calculator: Estimate Your Loan, Funding Fee, Payment & Cash to Close Calculate your VA high-balance (jumbo) purchase: base loan at the county limit, VA funding fee (waived for disabled veterans), payment, cash to close, and income needed to qualify. Open → VA Loan · Streamline Refinance VA IRRRL Refinance Interest Rate Reduction Loan Calculator | Stairway Mortgage Estimate your new VA IRRRL payment and monthly savings, including the 0.5% funding fee and disabled-veteran benefits. Built by Jim Blackburn, NMLS #1072866. Open → Government · VA · Purchase VA Loan Calculator for Home Purchase: Estimate Your Payment, Funding Fee & Cash to Close with $0 Down Calculate your VA loan: base loan, VA funding fee (with disabled-veteran waiver), monthly payment, cash to close, and income needed to qualify — with as little as $0 down. Open → VA · New Construction VA New Construction Loan Calculator: Estimate Your Max VA Loan, Funding Fee, Payment & Cash to Close Calculate a VA new-construction loan: total build costs, interest reserves, maximum VA loan, funding fee (with disabled-veteran waiver), full monthly payment, cash to close, and income to qualify. Open → VA · Renovation Purchase VA Renovation Purchase Loan Calculator: Estimate Your Max VA Loan, Funding Fee, Payment & Cash to Close Calculate a VA renovation purchase: total project costs, interest reserves, maximum VA loan, funding fee (with disabled-veteran waiver), full monthly payment, cash to close, and income to qualify. Open → Government · VA · Renovation Refinance VA Renovation Refinance Calculator: Estimate Your Rehab Loan, Funding Fee, New Payment & Cash to Close Calculate your VA renovation refinance: total financeable costs with rehab budget and contingency, ARV-capped loan, funding fee (waived for disabled veterans), new payment, and cash to close. Open → VA · Renovation Refinance VA Renovation Refinance Loan Calculator: Estimate Your Max VA Loan, Funding Fee, Payment & Cash to Close Calculate a VA renovation refinance: total project costs, maximum VA loan, funding fee (with disabled-veteran waiver), full monthly payment, cash to close, and income to qualify. Open →
Refinance & Equity 27
Self-Employed · 1099 Income · Cash-Out Refinance 1099 Loan Calculator for Cash Out Refinance: Estimate Your Costs, Monthly Payment & Cash Back at Close Calculate cash back, new loan amount, monthly payment, and income needed for a cash-out refinance based on your home value and property type. Open → Self-Employed · 1099 Income · Rate & Term Refinance 1099 Loan Calculator for Refinance: Estimate Your Costs, Monthly Savings & Total Interest Saved Over Time Calculate your new payment, monthly and annual savings, and income needed for a rate-and-term refinance. See how much a lower rate could save you. Open → Self-Employed · Asset-Based · Cash-Out Refinance Asset-Based Loan Calculator for Cash Out Refinance: Estimate Your Costs, Monthly Payment & Cash Back at Close Calculate cash back, new loan amount, monthly payment, and income needed for a cash-out refinance based on your home value and property type. Open → Self-Employed · Asset-Based · Rate & Term Refinance Asset-Based Loan Calculator for Refinance: Estimate Your Costs, Monthly Savings & Total Interest Saved Over Time Calculate your new payment, monthly and annual savings, and income needed for a rate-and-term refinance. See how much a lower rate could save you. Open → Self-Employed · Bank Statement · Cash-Out Refinance Bank Statement Loan Calculator for Cash Out Refinance: Estimate Your Costs, Monthly Payment & Cash Back at Close Calculate cash back, new loan amount, monthly payment, and income needed for a cash-out refinance based on your home value and property type. Open → Self-Employed · Bank Statement · Rate & Term Refinance Bank Statement Loan Calculator for Refinance: Estimate Your Costs, Monthly Savings & Total Interest Saved Over Time Calculate your new payment, monthly and annual savings, and income needed for a rate-and-term refinance. See how much a lower rate could save you. Open → Bridge · Buy Before You Sell Bridge Loan Calculator: Estimate Your Equity Transfer, Bridge Payment, Recast & Capital Gains Tax Saved Calculate a bridge loan to buy before you sell: net equity available, initial down payment and payment, post-sale recast, capital gains tax exclusion savings, and reinvestment growth. Open → Investor · Buy · Rehab · Rent · Refi · Repeat BRRRR Method Calculator: Estimate Your Acquisition Loan, Cash to Close, Refinance Cash-Out & Rental Cash Flow Run a full BRRRR deal (Buy, Rehab, Rent, Refinance, Repeat): acquisition loan and payment, cash to close, cash-out refinance at ARV, cash back, and monthly rental cash flow. Open → Investor · Buy & Hold Buy & Hold Rental Property Calculator: Cash Flow, Appreciation, Equity, Depreciation Tax Savings & ROI Analyze a buy-and-hold rental: monthly cash flow, 15- and 30-year appreciation, equity buildup, depreciation tax savings, total return, and annualized ROI. Open → Investor · Condotel · Cash-Out Refinance Condotel Cash-Out Refinance Calculator: Estimate Tax Deferred, Growth & Your New Payment Estimate the capital gains tax you can defer with a 1031 exchange, the long-term growth of those funds, and the payment and cash to close on your replacement property. Open → Investor · Condotel · Refinance Condotel Refinance Calculator: Estimate Tax Deferred, Growth & Your New Payment Estimate the capital gains tax you can defer with a 1031 exchange, the long-term growth of those funds, and the payment and cash to close on your replacement property. Open → Investor · DSCR · Rate Reduction Refinance DSCR Refinance Calculator: Estimate Your New Payment, Monthly Savings, Max Loan & Cash Back on a Rental Calculate a DSCR investment rate-reduction refinance: new payment, monthly and annual savings, maximum loan based on rent and DSCR ratio, and estimated cash back. Open → Foreign National · Cash-Out Refinance Foreign National Cash-Out Refinance Calculator: Estimate Your Costs, Monthly Payment & Cash Back at Close Calculate cash back, new loan amount, monthly payment, and income needed for a conventional cash-out refinance based on your home value and property type. Open → Foreign National · Rate & Term Refinance Foreign National Refinance Calculator: Estimate Your Costs, Monthly Savings & Total Interest Saved Over Time Calculate your new payment, monthly and annual savings, and income needed for a conventional rate-and-term refinance. See how much a lower rate could save you. Open → Home Equity / Cash-Out HELOC Calculator: Estimate Your Available Equity, Draw Amount & Monthly Payment Calculate available equity, draw amount, and monthly payment for HELOC line of credit. Estimate funds accessible without refinancing existing favorable mortgage rate. Open → Home Equity / Cash-Out Home Equity Loan Calculator: Estimate Your Max Cash Back, Loan Amount & Payment Calculate available equity, draw amount, and monthly payment for HELOC line of credit. Estimate funds accessible without refinancing existing favorable mortgage rate. Open → ITIN · Cash-Out Refinance ITIN Cash-Out Refinance Calculator: Estimate Your Costs, Monthly Payment & Cash Back at Close Calculate cash back, new loan amount, monthly payment, and income needed for a conventional cash-out refinance based on your home value and property type. Open → ITIN · Rate & Term Refinance ITIN Refinance Calculator: Estimate Your Costs, Monthly Savings & Total Interest Saved Over Time Calculate your new payment, monthly and annual savings, and income needed for a conventional rate-and-term refinance. See how much a lower rate could save you. Open → Self-Employed · No-Doc · Cash-Out Refinance No-Doc Loan Calculator for Cash Out Refinance: Estimate Your Costs, Monthly Payment & Cash Back at Close Calculate cash back, new loan amount, monthly payment, and income needed for a cash-out refinance based on your home value and property type. Open → Self-Employed · No-Doc · Rate & Term Refinance No-Doc Loan Calculator for Refinance: Estimate Your Costs, Monthly Savings & Total Interest Saved Over Time Calculate your new payment, monthly and annual savings, and income needed for a rate-and-term refinance. See how much a lower rate could save you. Open → Non-Warrantable Condo · Cash-Out Refinance Non-Warrantable Condo Cash-Out Refinance Calculator: Estimate Your Costs, Monthly Payment & Cash Back at Close Calculate cash back, new loan amount, monthly payment, and income needed for a conventional cash-out refinance based on your home value and property type. Open → Non-Warrantable Condo · Rate & Term Refinance Non-Warrantable Condo Refinance Calculator: Estimate Your Costs, Monthly Savings & Total Interest Saved Over Time Calculate your new payment, monthly and annual savings, and income needed for a conventional rate-and-term refinance. See how much a lower rate could save you. Open → Investor · Resort Condo · Cash-Out Refinance Resort Condo Cash-Out Refinance Calculator: Estimate Tax Deferred, Growth & Your New Payment Estimate the capital gains tax you can defer with a 1031 exchange, the long-term growth of those funds, and the payment and cash to close on your replacement property. Open → Investor · Resort Condo · Refinance Resort Condo Refinance Calculator: Estimate Tax Deferred, Growth & Your New Payment Estimate the capital gains tax you can defer with a 1031 exchange, the long-term growth of those funds, and the payment and cash to close on your replacement property. Open → Reverse Mortgage · Cash-Out Refinance Reverse Mortgage Cash Out Refinance Calculator | Stairway Mortgage Estimate your maximum cash back with a reverse mortgage cash-out refinance: principal limit by age, final loan amount, and monthly housing expense — with no payment for life. Built by Jim Blackburn, NMLS #1072866. Open → Section 184 · Cash-Out Refinance Section 184 Cash-Out Refinance Calculator: Estimate Your Costs, Monthly Payment & Cash Back at Close Calculate cash back, new loan amount, monthly payment, and income needed for a conventional cash-out refinance based on your home value and property type. Open → Section 184 · Rate & Term Refinance Section 184 Refinance Calculator: Estimate Your Costs, Monthly Savings & Total Interest Saved Over Time Calculate your new payment, monthly and annual savings, and income needed for a conventional rate-and-term refinance. See how much a lower rate could save you. Open →
Investment & Rental 10
Investor · 1031 Exchange · Capital Gains 1031 Exchange Calculator: Estimate Capital Gains Tax Deferred, Growth & Your New Payment Estimate the capital gains tax you can defer with a 1031 exchange, the long-term growth of those funds, and the payment and cash to close on your replacement property. Open → Investor · 1031 Exchange · Capital Gains Build to Rent Calculator: Estimate 1031 Exchange Tax Deferred, Growth & Your New Payment Estimate the capital gains tax you can defer with a 1031 exchange, the long-term growth of those funds, and the payment and cash to close on your replacement property. Open → Investor · 1031 Exchange · Capital Gains Build to Sell Calculator: Estimate 1031 Exchange Tax Deferred, Growth & Your New Payment Estimate the capital gains tax you can defer with a 1031 exchange, the long-term growth of those funds, and the payment and cash to close on your replacement property. Open → Investing · College Housing College Housing Costs VS. Investment Property | Stairway Mortgage Compare paying for college housing with student loans against buying an investment property your student lives in — and see the long-term wealth difference. Built by Jim Blackburn, NMLS #1072866. Open → Investor · DSCR Debt Service Coverage Ratio Calculator | Stairway Mortgage Enter a rental property Open → Investor · Fix & Flip Fix and Flip Profit Calculator: Estimate Your Loan, Holding Costs, Net Profit & Cash-on-Cash ROI Calculate a fix-and-flip deal: maximum loan at 75% ARV, cash to close, property and holding costs, total project cost, net profit before tax, and cash-on-cash return. Open → Wealth · Compound Growth Investment Growth Calculator: Project Your Asset Value, Total Contributions & Return on Investment Project the growth of an investment over time: total contributions, future asset value at your target annual return, and total return on investment. Open → Investor · Multifamily Underwriting Multifamily Loan Calculator: Estimate Your NOI, Cash Flow, DSCR & Cap Rate Underwrite a multifamily property: potential gross income, effective gross income, operating expenses, NOI, cash flow before and after debt, DSCR, and cap rate. Open → Investor · Passive · Syndication Passive Investment Return & Tax Advantage Calculator: Estimate Your Asset Value, ROI & Depreciation Tax Savings Project a passive real-estate or syndication investment: total contributions, first-year depreciation tax savings, projected asset value, total ROI, and average annual return. Open → Wealth · Allocation Portfolio Analyzers | Stairway Mortgage Enter your holdings across cash, real estate, commodities, bonds, and stocks to instantly see your total portfolio and your allocation across each asset class. Built by Jim Blackburn, NMLS #1072866. Open →
Specialty & Non-QM 4
Sales · Phone Profit Phone Profit Calculator | Stairway Mortgage See how much revenue each phone call is really worth, based on your call-to-meeting ratio, close rate, and average deal size. Built by Jim Blackburn, NMLS #1072866. Open → Renovation · Budget Renovation Estimator | Stairway Mortgage Enter your project scopes and finish level to get a ballpark total for your home renovation, including demo and contingency. Built by Jim Blackburn, NMLS #1072866. Open → Reverse Mortgage · Legacy Reverse Mortgage Legacy Inheritance Estimator | Stairway Mortgage Estimate the inheritance left to your heirs after a reverse mortgage, comparing your home Open → Reverse Mortgage · Legacy Reverse Mortgage Legacy Inheritance Estimator | Stairway Mortgage Estimate the inheritance left to your heirs after a reverse mortgage, comparing your home Open →
Planning & Wealth 8
Budgeting · 50/30/20 Rule 50/30/20 Budget Rule Calculator | Stairway Mortgage Enter your monthly take-home pay and split it into 50% needs, 30% wants, and 20% savings and debt payoff with the 50/30/20 budget rule. Built by Jim Blackburn, NMLS #1072866. Open → Qualifying · Debt-to-Income Debt Ratio Calculator | Stairway Mortgage Enter your monthly income and obligations to instantly see your debt-to-income ratio, plus an estimate of the monthly housing payment and loan amount you may have room for. Built by Jim Blackburn, NMLS #1072866. Open → Qualifying · Debt-to-Income Debt Ratio Calculator | Stairway Mortgage Enter your monthly income and obligations to instantly see your debt-to-income ratio, plus an estimate of the monthly housing payment and loan amount you may have room for. Built by Jim Blackburn, NMLS #1072866. Open → Wealth · Net Worth How to Calculate My Net Worth | Stairway Mortgage Enter what you own and what you owe to instantly see your current net worth. Built by Jim Blackburn, NMLS #1072866. Open → Tools · Interest-Only Interest-Only Payment Calculator: Compare Your Interest-Only vs. Principal & Interest Payment and Monthly Savings Compare an interest-only payment to a fully amortizing principal-and-interest payment. See your monthly and annual cash-flow savings at each rate. Open → Wealth · Legacy Legacy Impact Planner | Stairway Mortgage Set annual giving percentages for your family and the causes you care about to see how your legacy can support loved ones and charities. Built by Jim Blackburn, NMLS #1072866. Open → Qualifying · Income & DTI Mortgage Income Calculator | Stairway Mortgage Add up your qualifying monthly income and see the maximum total debt payment lenders allow for Conventional, FHA, VA, USDA, and Jumbo loans. Built by Jim Blackburn, NMLS #1072866. Open → Legacy · Influence Your Real Impact on The World | Stairway Mortgage See how many lives you could touch by sharing God Open →
More Calculators 16
Comparison · 15 vs 30 Year 15 vs 30 Year Mortgage Rate Comparison Calculator | Stairway Mortgage Compare a 15-year vs 30-year mortgage and instantly see the trade-off in monthly payment, total interest, and lifetime savings. Built by Jim Blackburn, NMLS #1072866. Open → Broker Tool · Anti-Steering Disclosure Anti-Steering Disclosure Form Calculator | Stairway Mortgage Compare total closing costs across the lowest rate, the Loan Estimate rate, and the highest rate to complete a broker anti-steering disclosure. Built by Jim Blackburn, NMLS #1072866. Open → Buyer · Closing Costs Closing Cost Calculator for Buyer | Stairway Mortgage Enter your home loan amount and estimated fees to instantly see your expected cash needed to close, broken down by Loan Estimate section. Built by Jim Blackburn, NMLS #1072866. Open → Comparison · Interest Costs Compare 2 Rates (Interest Costs) | Stairway Mortgage Compare two interest rates side by side to see the total interest paid over your loan term and how much a lower rate saves you monthly, annually, and over the life of the loan. Built by Jim Blackburn, NMLS #1072866. Open → Comparison · Points Only Compare 3 Rate/Payments (Points Only) | Stairway Mortgage Compare three rate and payment scenarios by discount points, see your monthly and annual savings, breakeven point, and total savings over the loan term. Built by Jim Blackburn, NMLS #1072866. Open → Comparison · Total Costs Compare 3 Rates (Total Costs) | Stairway Mortgage Compare three rate scenarios on a total-cost basis against your Loan Estimate, with monthly and annual savings, breakeven point, and total savings over the loan term. Built by Jim Blackburn, NMLS #1072866. Open → Homeowner · Insurance Flood Insurance Calculator | Stairway Mortgage Estimate your annual flood and hazard insurance cost from your home size, rebuild cost, coverage, deductible, and coastal risk. Built by Jim Blackburn, NMLS #1072866. Open → Homeowner · Insurance House Insurance Cost Calculator | Stairway Mortgage Estimate your annual homeowners insurance cost from your home size, rebuild cost, coverage level, deductible, and coastal risk. Built by Jim Blackburn, NMLS #1072866. Open → Military · Tax Benefits Military Tax Benefits Calculator | Stairway Mortgage Enter your monthly BAH and BAS to estimate your annual non-taxable income and the federal tax savings from your tax-free military allowances. Built by Jim Blackburn, NMLS #1072866. Open → Payoff · Extra Payments Mortgage Payoff Calculator with Extra Payments | Stairway Mortgage See how much faster you can pay off your mortgage by adding extra to each monthly payment. Built by Jim Blackburn, NMLS #1072866. Open → Selling · Net Proceeds Net Proceeds Calculator | Stairway Mortgage Estimate how much cash you Open → Multifamily · Management & NOI Property Management Cost Calculator | Stairway Mortgage Estimate your multifamily property Open → Tools · Home Value Property Value Estimator: Average Your Home Value Across Zillow, Realtor, Trulia, Homes & Realty Estimate your home Open → Financing · Points & Buydown Rate Buy Down Calculator | Stairway Mortgage See how much you save each month by buying down your mortgage rate with points, and how many years it takes to break even. Built by Jim Blackburn, NMLS #1072866. Open → Buying · Rent vs. Own Rent Versus Buying a Home Calculator | Stairway Mortgage Compare the annual cost of renting versus owning, plus your home Open → Planning · Cash Reserves Reserves Calculation | Stairway Mortgage Add up your monthly expenses to see how much cash you Open →
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