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Market Data · Updated Daily

Current mortgage rate trends.

Serious questions deserve smart answers. Track where rates are heading with live market data — then lock in strategically, not emotionally. Rates shown are market averages, not personalized quotes.

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Live rate index

Real-time mortgage market index from Optimal Blue, themed to our palette.

Historical rate charts

Federal Reserve (FRED) data across loan types. Hover any chart for detail.

15-Year Fixed Rate Mortgage Average
30-Year Fixed Rate Mortgage Average
30-Year Fixed Rate FHA Mortgage Index
30-Year Fixed Rate USDA Mortgage Index
30-Year Fixed Rate Jumbo Mortgage Index

Rate alerts

Track the exact rate you want.

Tell us your target rate and we will let you know the moment the market hits it — so you lock in strategically, not emotionally.

An 8-ebook journey · from 18 to legacy

Download The Stairway Roadmap.

Map your real estate journey from age 18 through legacy — one ebook for every chapter. Free.