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Broker Tool · Anti-Steering Disclosure

Anti-Steering Disclosure Form Calculator

Enter the rate and total closing costs from page 1 of the Loan Estimate, plus the price of the lowest, disclosed, and highest rates. Total costs for each rate populate on the right for your broker disclosures.

Built by Jim Blackburn · NMLS #1072866 · $500M+ closed · 7× Scotsman Guide Top Producer

From the Loan Estimate

$

Estimated closing costs from the Loan Estimate.

%

Negative = lender credit.

Lowest Rate Option

%
$

Highest Rate Option

%

Should be negative — the biggest lender credit.

Disclosure

Strategy A — Lowest Rate

Rate5.375%
Total Costs$17,076Lowest rate, typically requires paying points.

Strategy B — Middle Road (LE Rate)

Rate6.990%
Total Costs$12,076The rate disclosed on the Loan Estimate.

Strategy C — Highest Rate

Rate8.125%
Total Costs$9,076Highest rate with the lowest cost via lender credit.
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Estimates only — not a commitment to lend.

Jim Blackburn

By Jim Blackburn

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Important Disclaimer

This calculator is for illustrative purposes only and does not constitute financial, legal, or investment advice. Results are based on general assumptions and may not reflect actual performance or eligibility. This is not a loan estimate or approval. Please consult with a licensed mortgage advisor before making financial decisions.

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