FHA · Streamline Refinance
FHA Streamline Refinance Rate Reduction Savings Calculator
Grab your most recent mortgage statement, enter your numbers, and see your new payment and monthly and annual savings from refinancing into a lower rate.
Built by Jim Blackburn · NMLS #1072866 · $500M+ closed · 7× Scotsman Guide Top Producer
Your Current Loan
Use Zillow, an appraisal, or your best guess.
Your payment excluding taxes, insurance, and mortgage insurance.
Monthly Costs
Your New Loan
If unsure, assume a rate 0.5% lower than your current one. New term assumed 30 years.
Summary
Refinance Savings
New Payment & Qualifying
Estimates only — not a commitment to lend.
By Jim Blackburn
Ready to Take Your First Step?
Skip the guesswork. Take our quick Discovery Quiz to uncover your top financial priorities, so we can guide you toward the wealth-building strategies that fit your life.
- Takes just 5 minutes
- Tailored results based on your answers
- No credit check required
Thinking About a Streamline Refi?
Tell us about your current loan and we'll prepare your real new payment and savings—fast.
- Only 2 minutes to complete
- Quick turnaround
- No credit score impact
Got a Few Questions First?
Let's talk it through. Book a call and one of our friendly advisors will be in touch to guide you personally.
Schedule a CallImportant Disclaimer
This calculator is for illustrative purposes only and does not constitute financial, legal, or investment advice. Results are based on general assumptions and may not reflect actual performance or eligibility. This is not a loan estimate or approval. Please consult with a licensed mortgage advisor before making financial decisions.