5.0 · 624 reviews · Jim Blackburn · NMLS #1072866
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Investor · Fix & Flip

Fix and Flip Profit Calculator (Buy/Sell)

Run the numbers on a flip. Estimate your loan at 75% ARV, cash to close, holding and project costs, net profit, and cash-on-cash return.

Built by Jim Blackburn · NMLS #1072866 · $500M+ closed · 7× Scotsman Guide Top Producer

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10% minimum; 100% of rehab funds up to 75% ARV. ~5% post-close reserves required.

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Estimate all labor and material costs.

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Time to renovate and sell.

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~6% with a Realtor, ~3% if you are the Realtor, +2% seller costs. Varies by state.

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Are you thinking about buying another home after this one to continue your wealth journey?

Summary

Financing

Maximum Loan Amount (75% ARV)$360,000Increase the ARV to increase the loan amount.
Desired Loan Amount$360,000Cannot exceed the maximum loan amount.
Cash to Close — without seller credit$64,000Includes 6% estimated closing costs. Not a Loan Estimate.
Cash to Close — with 6% seller credit$40,000

Project Costs

Property Costs$466,000Purchase + renovation + 10% contingency.
Holding Costs$17,982Interest, taxes, insurance, HOA over the months held.
Estimated Exit Costs$31,500
Total Project Costs$515,482

Profit

Profit Before Tax or 1031 Exchange$114,518
Cash-on-Cash ROI Estimate286.30%Return on the actual cash you invested.
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Estimates only — not a commitment to lend.

Jim Blackburn

By Jim Blackburn

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Important Disclaimer

This calculator is for illustrative purposes only and does not constitute financial, legal, or investment advice. Results are based on general assumptions and may not reflect actual performance or eligibility. This is not a loan estimate or approval. Please consult with a licensed mortgage advisor before making financial decisions.

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