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Reverse Mortgage · Legacy

Reverse Mortgage Legacy Inheritance Estimator

Estimate the inheritance to your heirs after a reverse mortgage — your home's future value against the growing loan balance.

Built by Jim Blackburn · NMLS #1072866 · $500M+ closed · 7× Scotsman Guide Top Producer

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Use an appraisal, online estimate, or your best guess.

$

All mortgages, loans, and lines of credit against this home.

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Summary

Income From the Reverse Mortgage

Monthly Income Received$556
Annual Income Received$6,675
Total Years Income Received20
Total Income Received$133,500

Legacy to Your Heirs

New Appraised Value at End$903,056Home value grown at a conservative 3%/yr.
Reverse Mortgage Balance to Be Paid$772,933Loan balance accumulating at 6%/yr.
Equity Received By Heirs$130,123Future value minus the loan balance.
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Jim Blackburn

By Jim Blackburn

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Important Disclaimer

This calculator is for illustrative purposes only and does not constitute financial, legal, or investment advice. Results are based on general assumptions and hypothetical scenarios and may not reflect actual performance or eligibility. This is not a loan approval or loan estimate. All borrowers must qualify for financing based on credit, income, asset documentation, and property-specific guidelines. Please consult a licensed mortgage professional or financial advisor before making any financial decisions.

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