Investor · Hard Money · Purchase
Hard Money Loan Calculator
Estimate the capital gains tax you can defer with a 1031 exchange, the long-term growth of those funds, and the payment and cash to close on your replacement property.
Built by Jim Blackburn · NMLS #1072866 · $500M+ closed · 7× Scotsman Guide Top Producer
20% minimum.
~3-6% with a Realtor, plus 1-2% for transfer taxes, title, attorney. Varies by state.
Typically 0%, 15%, or 20% depending on taxable income. See IRS capital gains tax rates.
Summary
New Purchase Summary
Important forms: 1031 exchange IRS forms.
See My OptionsEstimates only — not a commitment to lend. Not tax advice; consult a qualified intermediary and tax professional.
By Jim Blackburn
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This calculator is for illustrative purposes only and does not constitute financial, legal, investment, or tax advice. Results are based on general assumptions and may not reflect actual performance or eligibility. This is not a loan estimate or approval. 1031 exchanges have strict IRS timelines and rules; please consult a qualified intermediary and a tax professional before making decisions.